XTB, also known as PatronFX in some markets, offers a wide range of trading instruments—including over 50 forex currency pairs, indices, commodities, stock CFDs, and ETFs. Traders can access these instruments through the widely used MetaTrader 4 (MT4) platform or XTB’s own proprietary web-based trading platform, known for its modern interface and enhanced features.
The broker operates under X Trade Brokers Dom Maklerski SA, a well-established Cypriot Investment Firm (CIF) licensed by the Cyprus Securities and Exchange Commission (CySEC). In addition, the group’s UK division is regulated by the Financial Conduct Authority (FCA), while its Polish subsidiary falls under the supervision of the Polish Financial Supervision Authority (KNF).
A noteworthy highlight is that XTB is publicly listed on the Warsaw Stock Exchange (GPW: XTB), which adds a layer of transparency and credibility to its operations. As a CIF, XTB must comply with strict regulatory requirements, including regular financial reporting and maintaining a minimum capital reserve of EUR 730,000—a requirement that the broker meets.
To ensure client safety, customer funds are held in segregated accounts, separate from company operating funds. PatronFX (ForexTB) specifically states that client funds are secured with mBank in Poland, reinforcing the broker’s commitment to fund protection and operational integrity.
| Established: 2002 | Website: https://www.xtb.com |
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| Address: One Canada Square, E14 5AA, United Kingdom. | Minimum to Open Live: $1 |
| Regional Offices: Czech Republic, Hungary, Turkey, Italy, LAT, International offices, CY EN, Poland, Belize, Portugal, Germany, Romania, Slovakia, France, Spain, China, Thailand, and Vietnam. | Regulators: IFSC- CySEC, KNF, CNMV,FCA, BaFin |
| Minimum Trade Size: 0.01 | Prohibited Countries: Australia, Canada, USA, and India. |
| Maximum Leverage: 1:500 | ECN: Yes |
| Mobile Trading: Available | Currencies: 45+ |
| Trading Platforms: MT4, MT5, and WebTrader | Cryptocurrencies: 25+ |
| Robots: Allowed | CFD: (1725+) Gold, Silver, Stocks, Stock Indexes, Bonds, Bond Indexes, Oil, Other Commodities. |
| Scalping: Not Allowed | Web Trading: Available |
| Deposit Methods: Credit Card, Neteller, PayPal, Skrill, Wire Transfer. | Withdrawal Methods: : Wire Transfer. |
MT4 and Platforms
XTB offers two powerful trading platforms to suit the needs of both traditional and modern traders—MetaTrader 4 (MT4) and its proprietary platform, xStation 5.
The MT4 platform remains one of the most widely used tools among XTB clients due to its proven reliability and flexibility. It features:
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80+ built-in indicators
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Three chart layout options
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Nine timeframes
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Support for over 36 languages
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Full Expert Advisor (EA) support for automated trading
For traders looking for a more modern and intuitive experience, XTB’s xStation 5 offers advanced functionality with a sleek interface. Key features include:
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Sophisticated charting tools
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A broad array of technical indicators
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A built-in market sentiment tracker that shows the percentage of buy vs. sell positions from other traders
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Fast order execution and user-friendly navigation
Whether you prefer the traditional setup of MT4 or the streamlined innovation of xStation 5, XTB provides both options to give you full flexibility and control over your trading strategies.
XTB Spreads, Commissions & Pricing Structure
Our XTB review reveals that the broker offers both fixed spreads and commission-based pricing, depending on the account type and the instruments being traded.
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Pro Account: Designed for more active traders, this account offers spreads as low as 0.2 pips on major pairs like EUR/USD, with a small commission applied per trade. It’s ideal for traders seeking tighter spreads with greater transparency.
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Standard Account: This account features fixed spreads, such as a 0.8-pip spread on EUR/USD, with no additional commission. It suits beginners or traders who prefer a simpler cost structure.
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Stocks & ETF CFDs: Regardless of account type, XTB applies a fixed commission of 0.08% per lot when trading stock and ETF CFDs.
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Cryptocurrencies: These are grouped under the Standard Account and come with zero commission fees. However, Pro Account holders are charged a £2.50 commission per crypto trade.
Importantly, XTB maintains transparent pricing with no hidden fees, providing clarity and confidence to traders when managing their trading costs.
XTB Regulation, Investor Protection & Global Access
XTB is regulated by the Cyprus Securities and Exchange Commission (CySEC), which provides a strong layer of investor protection. As part of its regulatory obligations, XTB participates in the Cyprus Investor Compensation Fund, which offers coverage of up to EUR 20,000 per client in the unlikely event of broker insolvency. This provides an added level of security for traders’ funds.
Moreover, since Cyprus is a member of the European Economic Area (EEA) and governed by MiFID II regulations, all brokers licensed by CySEC—including XTB—are authorized to operate across all EU Member States. This expands XTB’s reach and reliability within regulated European markets.
Operating under the XTB group of companies, XTB Cyprus offers forex trading and CFD instruments through two robust platforms: MetaTrader 4 (MT4) and the proprietary xStation 5. Their product portfolio is comprehensive, and the trading conditions remain highly competitive.
To support its global client base, XTB provides multilingual customer support in a wide range of languages, including English, Spanish, Arabic, French, Italian, Portuguese, Russian, Chinese, German, Polish, Czech, and Slovak.
